What is the minimum budget to buy property through Muse Selection?

€1.5 million. The catalogue runs from €1.5M (well-positioned apartments in Marbella centre or Puerto Banús) to approximately €40M (private estates in La Zagaleta and Cascada de Camoján). For €500K–€1.5M, our sister brand Muse Marbella covers the same coast.

Do you charge buyers a fee?

No. Our fee is paid by the seller, in line with Spanish real-estate convention. Buyers pay only the legal and administrative costs of the purchase — approximately 10–12% of the price total (ITP 7% on resale, notary, registry, lawyer).

Can I view residences without flying in?

Yes. We produce private video walk-throughs, drone footage, and a verbal walk on a live call with a principal of the firm. For shortlist residences, a member of the desk attends in person on your behalf and reports back the same day. In-person viewing in Marbella remains the final step.

How do off-market residences work?

The advisory holds approximately 300 residences shown only by introduction — typically because the owner does not want a public listing. They are presented as a dossier (photographs, plan, provenance, conditions) and shown in person to one or two qualified principals at a time.

Is the Golden Visa still available?

No. Spain abolished the Golden Visa programme on 3 April 2025. Residence by property investment alone is no longer possible. The four active routes are the Non-Lucrative Visa, Digital Nomad Visa, Beckham Law (for employees) and the Entrepreneur Visa.

In which languages do you work?

English, Spanish, and Russian — natively in all three. Site, dossiers, Curator and Concierge are available in each. French and German on request.

Where are your offices?

Two offices in Marbella centre. The principal office is at Avenida Arias Maldonado 2, 29602 Marbella, two streets from the Old Town. Appointments by introduction.

The fastest path is the Curator — describe what you are looking for in a structured brief and it returns three to five matches against the live catalogue in seconds. Or write directly to info@musemarbella.es with a note of your brief and how you found us.

What taxes does a non-resident pay when buying property in Marbella in 2026?

On a resale: ITP transfer tax in Andalusian bands of 7%/8%/9%/10%/11%. On a new-build: 10% VAT plus 1.2% AJD. Then 24% IRPF on any rental income, IBI of 0.4–1.1% annually, and Patrimonio of 0.2–3.5% on net wealth above the €700,000 personal allowance.

What is the difference in tax between new-build and resale in Spain?

A resale pays ITP transfer tax (the Andalusian 7–11% bands). A new-build pays 10% VAT plus 1.2% AJD stamp duty instead of ITP.

Guides·Tax & legal

Tax & legal

Spanish property tax for non-residents, 2026.

A clear summary of transfer tax, IRPF on rentals, IBI, Patrimonio, and the autonomous-community surcharges as they apply on the Costa del Sol.

12 min read

The 2026 tax position for non-resident buyers on the Costa del Sol is broadly: 7%/8%/9%/10%/11% ITP transfer tax (Andalusian bands), 24% IRPF on rental income, 0.4–1.1% IBI, and 0.2–3.5% Patrimonio above the EUR 700,000 personal allowance.

In practice the variables that matter most are: whether the residence is new-build (10% VAT plus 1.2% AJD) or resale (ITP); whether you intend to rent (IRPF declarations matter); and where you take fiscal residence (Patrimonio and surcharges vary by region).

We recommend taking specialist counsel before signing. Our list of preferred firms is in the dossier.

TaxLegalAndalusia

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Frequently asked

What taxes does a non-resident pay when buying property in Marbella in 2026?: On a resale: ITP transfer tax in Andalusian bands of 7%/8%/9%/10%/11%. On a new-build: 10% VAT plus 1.2% AJD. Then 24% IRPF on any rental income, IBI of 0.4–1.1% annually, and Patrimonio of 0.2–3.5% on net wealth above the €700,000 personal allowance.
What is the difference in tax between new-build and resale in Spain?: A resale pays ITP transfer tax (the Andalusian 7–11% bands). A new-build pays 10% VAT plus 1.2% AJD stamp duty instead of ITP.